Monthly Archive for June, 2011

5 Things to Know if you are Injured in a Car Accident

Published on June 30, 2011 in Car Accidents. 0 Comments
  1. Call the police.
  2. If you are able to, safely take photos of the scene and the damaged cars.
  3. Go to the hospital or urgent care center to get checked out – even if you do not see any visible injuries but are in pain.
  4. DO NOT give a recorded statement or interview to an insurance company or sign any paperwork for an insurance company until you contact a Personal Injury Lawyer.
  5. Stay away from investigators or “runners” that call to solicit your case.
  6. Call 247InjuryLaw for a free consultation with a lawyer.

You are involved in a car accident.  You are hurt, you have medical bills, and missed time from work, your car is damaged……….Who is going to pay you for all of this?

If you were not at fault in the accident, the insurance company of the person or company that caused the accident has to be held responsible for all your losses including the time you loss from work, the damage to your car, the unpaid medical bills, and most importantly your injuries and pain and suffering.

As a former insurance adjuster for more than 10 years, I know what little value the insurance company puts on your injuries and human suffering.

At 247InjuryLaw, we will help you get your life back together starting with the repair of your car through compensation for the injuries you suffered in the accident.

Here you will receive professional, honest, and aggressive legal representation. Because to us you Matter and Justice Matters.

Serving clients in Florida including the cities of West Palm Beach, North Palm Beach, Palm Beach, Wellington, Lake Worth, Boynton Beach, Palm Beach Gardens, Jupiter, Delray Beach Boca Raton, Fort Lauderdale, Coral Springs, Pembroke Pines, Miramar, Deerfield Beach, Pompano Beach, Wilton Manors, Orlando, Miami, Hialeah, Doral, Tampa, Sarasota, Jacksonville, Naples, and the Florida Keys.

1 accident 2 cases
Many times people will have 2 cases as a result of 1 accident.  If you are working and you are injured by someone other than your employer… we may be able to present a negligence case against the person or company that caused the accident and at the same time a workers’ compensation case against your employer.

For example, say you are delivering parts for an automotive store and you are rear-ended.  Because you are working we can present a Workers’ compensation case with your employer but we can also present a claim against the insurance company of the person that rear-ended you.

1 Accident 4 claims
It’s not every day that someone gets hit by 3 different cars.  Well it happened to a client of 247InjuryLaw.  Our client was stopped at a red light when he was rear-ended by a 4 different cars.  It was a domino effect crash where our client’s car was rear-ended by the car #1 directly behind our client’s car; car #1 was then rear-ended by a car #2 which propelled car #1 into our client’s car; and so forth.  Our client’s car received 3 separate impacts to the rear.  The lawyers at 247InjuryLaw where able to obtain settlements from 4 different insurance policies on behalf of our injured client.

247 Injury Law, South Florida Personal Injury Law Firm based in West Palm Beach, Florida, takes time when speaking with you about your case. Call now to schedule a FREE evaluation of your case – 1888-984-HURT or 1-888-984-4878.

Florida DUI

Published on June 24, 2011 in Car Accidents. 0 Comments

Florida Statute provides that a drunk driver can be punished for operating a motor vehicle when his/her normal faculties are impaired, either by alcohol or chemicals (see Florida Statute 316.193)  The Statute also provides that money damages can be awarded to “punish” this reckless behavior. These damages are called punitive damages, which Florida courts allow to “punish” the Defendant. In Florida, a driver who operates a car when his/her blood alcohol content is in excess of .08 is presumed to have operated the vehicle when their normal faculties are impaired. Therefore, if someone operates a vehicle (car, truck, motorcycle) with a blood alcohol level of .08 or above, under Florida law that person is presumed to be driving under the influence.

The lawyers at 247InjuryLaw, will offer a detailed and complete presentation of the DUI evidence to the insurance company representatives and attorneys, which will probably cause the insurance company to pay a significantly higher settlement than in a crash that does not involve a drunk driver. If suit is filed, the presentation will initially be made in mediation. The following is language that has been used in Motions before Florida courts by the lawyers at 247InjuryLaw in order to seek punitive damages against a DUI  Defendant: Defendant failed to adhere to Florida Statutes by his reckless disregard of /for the safety of others when he operated a vehicle when he was intoxicated.  Defendant’s negligence   “transcends the level of simple negligence, and even gross negligence (citation omitted) and enters the realm of wanton intentionality, exaggerated recklessness, or such an extreme degree of negligence as to parallel an intentional and reprehensible act.”  Como Oil Company, Inc. v. O’Loughlin, 466 So.2d 1061, 1062 (Fla. 1985). Monty v. Hayward, 451 So.2d 938 (Fla. 4th DCA 1984).

247 Injury Law, South Florida Personal Injury Law Firm based in West Palm Beach, Florida, takes time when speaking with you about your case. Call now to schedule a FREE evaluation of your case – 1888-984-HURT or 1-888-984-4878.

Taking The Bite Out Auto Insurance

Published on June 20, 2011 in Personal Injury. 0 Comments

Even as payments by insurance companies for property damage and injuries shrink, insurance rates continue to rise. However, there are a number of things that the savvy consumer can do to lower his rates and reduce the auto insurance bite. The most important thing to remember is that auto insurance is a business and, just like any business, insurance companies want you to be their customer. They spend millions of dollars each year on geckos and other advertising, so it pays to shop around. Rates for the same coverage on the same driver in the same car can vary enormously from company to company, and even an hour spent shopping by telephone or over the Internet could end up saving you hundreds of dollars in premiums each year. Many insurers give discounts if you have more than one kind of insurance with them. For example, if you insure your home and your car with the same insurance company that may reduce the rate that it charges for both types of coverage. However, be careful: Just because you are getting a discount does not mean that you are necessarily getting the lowest rate.

You may also look into changing your coverage. Simply raising your deductible from $500 to $1,000 per accident can save you a lot of money. Also, if you have an old car that is of little value, consider dropping your collision coverage because chances are that, if you are in an accident, the car will be “ totaled” and you will receive only a nominal amount. Some people may decide that they do not want common kinds of extra coverage (such as towing coverage), but you should carefully weigh their value before canceling them. In particular, Uninsured Motorist or UM  coverage is usually worth the extra cost.

Remember, not all cars cost the same to insure: The hot-rod muscle car will usually cost more than the family sedan. If you are buying a new or used car, ask your insurer about the rates charged for different vehicles you are considering. If you buy the car that costs the least to cover, you will save money on insurance as long as you own the vehicle. Also, ask your insurance company about discounts that may be available. Most insurance companies offer discounts for certain equipment that makes cars safer or more difficult to steal (such as car alarms, air bags, and anti-lock brakes) or for certain kinds of drivers that they believe are less likely to have accidents (such as those who drive less than the average, older drivers, and students who get good grades in school). Some insurers will give you an additional
discount if you take certain kinds of classes, such as driver’s education or alcohol awareness, classes they hope will make you a better, safer driver.

247 Injury Law, South Florida Personal Injury Law Firm based in West Palm Beach, Florida, takes time when speaking with you about your case. Call now to schedule a FREE evaluation of your case – 1888-984-HURT or 1-888-984-4878.